Best Home Warranty Companies
We compare top home warranty providers on monthly cost, service fees, coverage caps, and how quickly they typically respond to claims.
A home warranty is only as good as what it actually pays out when a covered system or appliance fails, which is why the fine print around coverage caps and exclusions matters more than the headline monthly price.
We compared six established home warranty providers on the factors that most affect real-world value: what you'll pay monthly, the service call fee due at each visit, and the coverage caps that determine how much of a repair or replacement is actually covered.
Liberty Home Guard
A newer home warranty provider that has built a strong reputation for responsive customer service and flexible plan customization.
Pros
- Flexible plan customization by add-on
- Consistently strong customer service reviews
- Reasonable coverage caps on core systems
Cons
- Slightly higher starting price than budget options
- Newer company with a shorter track record
First American Home Warranty
A home warranty division of a long-established real estate services company, offering straightforward system and appliance plans.
Pros
- Backed by a long-established real estate services company
- Straightforward two-tier plan structure
- Competitive base pricing
Cons
- Smaller contractor network in some regions
- Add-on coverage options more limited
Select Home Warranty
A value-oriented home warranty company offering straightforward plans and frequent promotional pricing for new customers.
Pros
- Frequent promotional pricing for new customers
- Simple, easy-to-compare plan tiers
- Roof-leak coverage included on most plans
Cons
- Lower coverage caps than some competitors
- Customer service reviews are mixed
American Home Shield
One of the largest and longest-running home warranty providers in the US, offering tiered plans covering major systems and appliances.
Pros
- One of the largest contractor networks in the industry
- Long operating history and brand recognition
- Multiple plan tiers to fit different budgets
Cons
- Service fees can run higher than competitors
- Some coverage caps are lower on older systems
ARW Home
A home warranty provider, formerly known as American Residential Warranty, offering appliance and system coverage plans nationwide.
Pros
- Straightforward appliance and system plans
- No home inspection required to enroll
- Established repair network
Cons
- Higher starting monthly cost
- Fewer customizable add-ons than competitors
Choice Home Warranty
A nationwide home warranty company offering two core coverage plans with a large network of pre-screened contractors.
Pros
- Large network of pre-screened contractors
- Simple two-plan structure keeps decisions easy
- Competitive base monthly pricing
Cons
- Lower coverage caps on several major appliances
- Customer reviews cite slower claims in some regions
Full Feature Comparison
| Service | Rating | Monthly Cost | Service Fee | Coverage Caps | State Availability | Response Time | Get Started |
|---|---|---|---|---|---|---|---|
4.74.7 out of 5 stars | $49.99–$74.99/mo | $65–$125 | Up to $2,000 per item | 49 states | 24–48 hours | Visit | |
4.44.4 out of 5 stars | $39.99–$64.99/mo | $75–$100 | Up to $1,500 per item | 35 states | 24–72 hours | Visit | |
4.34.3 out of 5 stars | $44.16–$49.16/mo | $75 | Up to $1,000 per item | 46 states | 48–72 hours | Visit | |
4.24.2 out of 5 stars | $29.99–$89.99/mo | $100–$125 | Up to $3,000 per item | 49 states | 48 hours | Visit | |
4.24.2 out of 5 stars | $54.99–$69.99/mo | $75–$100 | Up to $2,000 per item | 48 states | 48–72 hours | Visit | |
4.14.1 out of 5 stars | $47–$52/mo | $85 | Up to $1,500 per item | 48 states | 48–72 hours | Visit |
Frequently Asked Questions
Get the best deals sent to your inbox
Join readers who get weekly savings tips, new comparisons, and deal alerts. No spam, unsubscribe anytime.